WARNING
YOU ARE ABOUT TO ENTER AN AREA THAT CONTAINS NUDITY!

To continue you must be at least 18 in most US states and in Canada; 21 in AL, MS, NE, WY.
If you are under 18 years old (21 in AL, MS, NE, WY) or are offended by nudity you MUST
click the icon below and EXIT this area Immediately.


BY CLICKING THE ICON BELOW I AM VERIFYING
THAT I AM OVER 18 YEARS OLD AND WANT TO CONTINUE

To go to Kara's page click on the icon below.

The Higher Education Act (HEA) provides for a loan consolidation program under both the Federal Family Education Loan (FFEL) Programs and the Direct Loan.
Federal Loan Consolidation